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A credit score of 650 is considered fair but not excellent. Improving a credit score from 650 to 750 involves credit healing strategies such as paying bills on time, reducing debt, and maintaining a good credit mix. For individuals with an average credit score of 650-700, certain best credit cards may be available. To quickly achieve a 650 credit score, one should establish a credit history, keep balances low, and avoid late payments or defaults.

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